Tampa, Florida -- It didn't take long Thursday to find some of the estimated 40 million potential victims of the Target credit card security breach.
"I shop here all the time, it's the go to place for me," said Target customer Jenna Shawver. "I always use my card, I never have cash."
It's no surprise there is plenty of angst among Shawver and plenty of other Target customers. With as many as 1 in 3 Bay area families among those who've used a credit or debt card at Target over the past month, many of those customers have similar concerns.
"The only question I have is how do I protect my money from being stolen," asked Katina Herring.
"I kind of feel like is my money isn't safe right now. Should I be checking up on it or talking to my credit card company?" asked another customer, Mara Barrios-Malabad.
SEE ALSO: Answers to questions about the Target data breach
We went to USF Cyber Security expert and Dean of the College of Business, Dr. Moez Limayem for answers.
"If you know that you have been to a Target store and you bought something, the first thing I would do is go to your credit card company and change the credit card."
Experts say don't wait until you're contacted by your card company. Instead, be proactive and check your statements because it's possible there's now a duplicate of your credit card in the hands of criminals.
SEE ALSO: Simple ways to fight cyber crime
"I would just want to know who would be responsible for issues if it comes across my card. How do I handle that? Is it going to be on my husband and I?" asked Target customer Lindsay Kroeger.
"As long as they make every single effort to inform their bank as soon as they find out they will not have to pay it," said Dr. Limayem.
SEE ALSO: Target says pin numbers not accessed, cards were
As for customers who may be leery about shopping at Target, Dr. Limayem feels confident the company is likely taking the appropriate steps to protect customers and make sure another breach does not happen.
"I would say now is very safe to go into Target because they are aware of the problems. And I assume they put the safeguards in place to protect their systems and customers."
The situation is having an impact on Target stock which is down 2.20% as of 5:30 p.m. Thursday evening.
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